Sunday, October 20: Arrival of Participants and Officials
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DAY 1
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08:30-09:00
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Registration
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MEA
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09:00-09:15
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Overview of
the Training Sessions and Welcome Remarks
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NAM CSSTC
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09:15:10:00
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Participants/Trainers
Introductions and Expectations
Group Photo
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Participants/Trainers
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10:00-10:15
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TEA
BREAK
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10:15-12:00
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Philosophy of micro credit
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§
Micro credit Objective
§
Principles of Micro credit
§
Micro credit Development
§
Market for Micro credit
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
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12:00-13:00
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LUNCH
BREAK
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13:00-15:00
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Philosophy of micro credit
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§
Micro credit Technology
(Individual and Group Lending Approach)
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
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15:30-15:15
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TEA
BREAK
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15:15-17:00
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Loan Procedures
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§
Loan Procedures
§
Loan Disbursement and Document
Filing
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Sharda Naidoo
(South Africa)
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DAY 2
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08:30-09:00
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Recap of Day 1
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09:00-10:30
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An Overview of Accounting and
Financial Statements |
§
Chart of Accounts
§
Income Statement
§
Balance Sheet
§
Cash Flow Statement
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Pearson Kalungulungu
(SAMCAF, Zimbabwe)
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10:30-1045
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TEA
BREAK
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10:45-12:30
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Financial Indicators for
Monitoring Performance (Case Study)
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Pearson Kalungulungu
(SAMCAF, Zimbabwe)
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12:30-13:30
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LUNCH
BREAK
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13:30-15:30
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Financial Indicators for
Monitoring Performance (Case Study)
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§
Profitability indicators &
Strategy to improve efficiency
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Pearson Kalungulungu
(SAMCAF, Zimbabwe)
|
15:30-15:45
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TEA
BREAK
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15:45-17:00
|
Financial Indicators for
Monitoring Performance (Case Study)
|
§
Efficiency Indicators and
Strategies to improve efficiency
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Pearson Kalungulungu
(SAMCAF, Zimbabwe)
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DAY 3
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08:30-09:00
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Recap of Day 2
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09:00-10:30
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Risk in Microfinance
|
§
Risk management framework
§
Type of risks
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
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10:30-10:45
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TEA
BREAK
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10:45-12:30
|
Credit Risk
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§
Definitions
§
Cause of delinquency
§
Costs of delinquency
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
|
12:30-13:30
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LUNCH
BREAK
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13:30-15:30
|
Credit Risk
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§
Credit Risk Control and
Management
§
Monitoring/Portfolio Quality
Indicators
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
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15:30-15:45
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TEA
BREAK
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15:45-17:00
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Credit Risk
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§
Managing a delinquency crisis
§
Credit Risk Management
Institutional Plan
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
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DAY 4
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08:30-09:00
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Recap of Day 3
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09:00-10:30
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Interest Rate Setting
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§
Concepts and Definitions
§
Role of interest rates for
Sustainable Microfinance
|
§
Sharda Naidoo
(South Africa)
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10:30-10:45
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TEA
BREAK
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10:45-12:30
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Interest Rate Setting
|
§
Calculating Effective Interest
Rates
§
Establishing Interest Rates
for Sustainability
§
Interest Rate Impact on
Borrowers and Lenders
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§
Sharda Naidoo
(South Africa))
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12:30-13:30
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LUNCH
BREAK
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13:30-17:00
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Field Visit
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§
Visit a local MFI and analyze
operations and financial indicators
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MEA
|
|
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§
Prepare report for sharing
with other participants
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DAY 5
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08:30-09:30
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Recap of Day 4/Reports from
Field Visit
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§
Share information and
recommendations on findings from field visit.
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Pearson Kalungulungu
|
09:30-10:30
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Management Information Systems
for MFIs
|
§
MIS components
§
Types of reports, use of
information by various levels
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
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10:30-10:45
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TEA
BREAK
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10:45-12:30
|
Management Information Systems
for MFIs
|
§
Planning for a Management
Information System
§
Overview of software packages
for MFIs
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§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
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12:30-13:30
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LUNCH
BREAK
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13:30-14:30
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Course Overview
Follow up activities (Action
Plan)
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Pearson Kalungulungu
(SAMCAF, Zimbabwe)
Participants
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14:30-15:00
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Course Evaluation/Wrap up
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Pearson Kalungulungu
(SAMCAF, Zimbabwe)
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15:00-15:30
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Closing
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NAM CSSTC
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18:30-20:30
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Dinner Reception at the Blue
Crane Rest., Pretoria
(host: H.E. Indonesian
Ambassador) + Award of Certificate
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Organized by the Indonesian
Embassy
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Saturday, October 26: Departure of Participants
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