Day
1
Tuesday,
August
27
|
Activity
|
Programme
|
Speaker/Trainer/Facilitator
|
09:00-09:30
|
|
Opening
Session:
|
|
|
|
-
Opening remark
|
Rachadi
Iskandar, Director of NAM CSSTC
|
|
|
-
Personal introduction
|
Trainees
|
09:30-09:45
|
Coffee
Break
|
|
In
class
|
Topic
1 : Philosophy of Microfinance
|
|
09:45-10:45
|
|
1.
Introduction
on microfinance
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A
|
10:45-12:15
|
|
2.
Philosophy of microcredit
·
Microcredit
objective
·
Principles
of microcredit
·
Microcredit
development
·
Market
for microcredit
|
12:15-13:15
|
Lunch
|
|
|
Topic
1 : Philosophy of Microfinance (cont.)
|
|
13:15-14:45
|
|
3.
Microcredit technology
·
Group
lending approach
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
14:45-15:00
|
Coffee
Break
|
|
|
Topic
1 : Philosophy of Microfinance (cont.)
|
|
15:00-16:30
|
|
·
Individual
lending approach
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
19:00-21:00
|
Welcoming
Dinner
|
Day
2
Wednesday,
August
28
|
Activity
|
Programme
|
Speaker/Trainer/Facilitator
|
|
In
class
|
Topic
2: BRI Micro Credit Background
|
|
09:00-10:00
|
|
1.
BRI microcredit background
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
10:00-11:00
|
|
2.
Terminology
|
11:00
-11:15
|
Coffee
Break
|
|
|
Topic
2: BRI Micro Credit Background (cont.)
|
|
11:15-12:15
|
|
3.
BRI microcredit terms and condition
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
12:15-13:15
|
Lunch
|
|
|
Topic
3: Loan Procedures
|
|
13:15-15:15
|
|
1.
BRI microcredit loan procedures
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
15:15-15:30
|
Coffee Break
|
|
|
Topic
3: Loan Procedures (cont.)
|
|
15:30-16:30
|
|
2.
Coffee
Break
Loan disbursement & document filling
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
Day
3
Thursday,
August
29
|
Activity
|
Programme
|
Speaker/Trainer/Facilitator
|
|
In
class
|
Topic
4: Loan Investigation and Analysis
|
|
09:00-10:30
|
|
1.
Loan investigation & analysis (5C’s + aspects)
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
10:30-10:45
|
Coffee
Break
|
|
|
Topic
4: Loan Investigation and Analysis (cont.)
|
|
10:45-
11:15
|
|
5
C’s analysis + Aspect (continued)
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
11:15-12:15
|
|
2.
Loan investigation & analysis (financial aspect)
|
12:15-13:15
|
Lunch
|
|
|
Topic
4: Loan Investigation and Analysis (cont.)
|
|
13:15-14:45
|
|
3.
Working capital loan analysis
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
14:45-15:00
|
Coffee
Break
|
|
|
Topic
4: Loan Investigation and Analysis (cont.)
|
|
15:00-16:30
|
|
4.
Fixed asset loan analysis
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
Day
4
Friday,
August
30
|
Activity
|
Programme
|
Speaker/Trainer/Facilitator
|
08:00
- Finish
|
Field
visit
|
1.
Visiting BRI-Unit to observe & practice the BRI
micorcredit (Kupedes) operation & procedures
2.
Filling form
3.
Discussion
|
·
Mohamad
Nazirwan
·
Tinny
Purwaningsih
·
Ninis
Kesuma A
·
Branch
Manager
·
Assistant
manager for micro business
·
Unit
Manager
|
Day
5
Saturday,
August
31
|
Activity
|
Programme
|
Speaker/Trainer/Facilitator
|
|
In
class
|
Topic
4: Loan Investigation and Analysis(cont.)
|
|
09:00-10:30
|
|
1.
Review for the field visit
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
10:30-10:45
|
Coffee
Break
|
|
|
Topic
4: Loan Investigation and Analysis(cont.)
|
|
10:45-12:15
|
|
2.
Collateral ,Recommendation & approval
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
12:15-13:15
|
Lunch
|
|
|
Topic
5: Loan Management
|
|
13:15-14:45
|
|
1.
Loan monitoring, write-off, loan rescue
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
14:45-15:00
|
Coffee
Break
|
|
|
Topic
5: Loan Management (cont.)
|
|
15:00-16:30
|
|
2.
Portfolio quality
Reason for success
3.
Risk Management
|
·
Tinny
Purwaningsih
·
Mohamad
Nazirwan
·
Ninis
Kesuma A.
|
|
|
Closing
Session:
|
|
16:30-17:00
|
|
1.
Wrap up program
2.
Award of Certificate
3.
Closing
remarks
|
NAMCSSTC-
BRI IVP
Achmad
Rofi’ie, Director of NAM CSSTC
|