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Appendix B:
Profile of the Institutions Visited
FIELD 1
PROFILE
OF MARDLOTILLAH
ECONOMIC
AND FINANCIAL
INSTITUTION
|
Identity |
: |
BMT Mardlotillah |
|
Establishment |
: |
10 April 1997 |
|
Legal status |
: |
Cooperative |
|
Address |
: |
Headquarters
Pusat Jl. Pasar Utara No.15 D,
Tanjungsari, Sumedang
Phone: 022-7912308, email:
bmtmardlotillah@bdg.centrin.net.id
Branch
Jl. Bandung – Garut Km 27, No.26,
Parakan Muncang, Sumedang
Phone: 022-70670483 |
|
|
|
|
|
Board of Institution
|
|
|
|
Board of Shariah |
: |
K.H. Sobana
K. Aten Khotib Syarbini
|
|
Board of Supervisors |
: |
Chairman: Teddie Subarsyah
First Secretary: H. Asep Sudrajat
Second Secretary: Rusli Subrata
Treasurer: Cecep R. Zhahir
Members: Raffie R. Soemarta, Cece
Suryana, Yudhi Prihartono,
Didi Rachman
|
|
Board of Management |
: |
General Manager: H. Asep Sudrajat
Marketing & Business Manager: Nana
Yuliana
Operational & Financial Manager: Erna
Yulianti
Senior Collector: Wawan Dermawan S
Accounting/Customer Service: Neneng
Wahdah, Rin Herayati
Remedial Coordinator: Indra Muriawan
Remedial: Zaenul Mufti
Branch Manager & Baitul Maal: M.
Ikhsan Purwana
Account Officer: Jaenudin
Customer Service/Teller: Yeni
Rospiani
Collectors: Jenal Aripin, Diky
Tresnayadi, Sigit Widodo
Administration & Financing Remedial:
Rd. Irna Siti Fatonah |
|
Facts & Figures
|
|
|
|
Total Membership & Active Clients |
: |
5,882 persons |
|
Assets |
: |
Rp 2,569,389,624.49 |
|
Total Financing |
: |
Rp 7,101,405,625.00 |
|
Volume of Financing (Jan-May 06) |
: |
Rp 825,989,025.00 |
|
Capital Adequacy Ratio |
: |
24% (Good) |
|
Liquidity Ratio (Obligation) |
: |
31% (Good) |
|
Rentability Ratio (Profit) |
: |
0.4% of the Assets or % of the
Capital |
|
Non-performing Loan Ratio |
: |
8.36% (Normal: up to 10%) |
|
External Financing (2006) |
: |
BSM Rp 300,000,000; Bisma Rp
150,000,000 |
|
Saving |
: |
Highest Rp 117,000,000
Lowest Rp 2,500 |
|
Financing |
: |
Highest Rp 15,000,000
Lowest Rp 25,000 |
|
Geographical Area of Services |
: |
Tanjungsari, Jatinangor, Pamulihan,
Sukasari,
Cimanggung, Bandung, and Sumedang |
|
Local Potential Business |
: |
Tofu of Sumedang, Cassava of Cilembu,
Milk,
Handicrafts (wooden puppet, kite,
etc.) |
FIELD 2
PROFILE
OF DANA
UKHUWAH
ECONOMIC AND
FINANCIAL
INSTITUTION
|
Identity |
: |
BMT Dana Ukhuwah |
|
Establishment |
: |
10 November 1996 |
|
Legal status |
: |
Cooperative |
|
Address |
: |
Jl. Raya 327 Lembang, Bandung
|
|
Board of Institution |
: |
|
|
Board of Supervisors |
: |
Chairman: Eri Endriyali
Secretary: Nurfahmiyati
Treasurer: Dede Abdul Hamid
|
|
Board of Management |
: |
General Manager: Muhammad Rizani
Operational Manager: Nindin
Lesliawati
Human Resource Manager: Eri Endriyali
Marketing Division: Dadi Iskandar
Staff: Yunia Rahman, Eulis Ningsih,
Yana Insyana R, Yanyan Sofian, Dian M. Madani, Imam Fachri S |
Facts & Figures
(Rp)
|
|
2000 |
2001 |
2002 |
2003 |
2004 |
2005 |
|
Asset |
175,683,852 |
167,573,688 |
323,148,688 |
622,174,247 |
820,007,130 |
1,172,757,306 |
|
Saving |
76,345,826 |
56,075,447 |
103,815,122 |
214,423,075 |
271,812,729 |
501,196,989 |
|
Capital |
100,446,500 |
112,271,500 |
203,688,350 |
365,414,539 |
493,654,438 |
503,036,133 |
|
Profit |
(1,605,073) |
286,957 |
12,177,071 |
2,599,751 |
18,512,734 |
32,119,889 |
|
Member |
285 |
343 |
421 |
551 |
739 |
928 |
Small Business Sectors Assisted
|
No |
Sector |
Business Specification |
Total Financing (Rp) |
|
1 |
Agriculture |
Vegetables and Flowers |
40,126,828.72 |
|
2 |
Industry |
Soyabean Cake, Tofu, Bread/Cake,
Knitting |
80,253,657.44 |
|
3 |
Trading |
Basic Needs Commodities, Spices,
Sundries |
561,775,602.15 |
|
4 |
Services |
Tailor, Transportation, Printing,
Catering |
80,253,657.44 |
|
5 |
Others |
(Consumptive Purposes) |
40,126,828.72 |
Development Partners
|
No |
Institution/Agency |
Programme Assisted |
|
1 |
Government of West Java |
Operational Support |
|
2 |
Government of Bandung |
Capital Development |
|
3 |
Bank Muammalat Indonesia |
Al Qradhul Hasan Lending |
|
4 |
NGO: Pemulihan Pemberdayaan Masyarakat
|
Community-based Economic Development |
|
5 |
NGO: Dompet Dhuafa Republika |
Scholarship, Qurban, Training |
|
6 |
NGO: Mercy Corps Indonesia |
Small Business Development |
|
7 |
Private: Permodalan Nasional Madani |
Small Business Lending |
|
8 |
Cooperative: Inkopsyah PNMBMT |
Financial Lending |
|
9 |
Private: PT Telkom |
Small Business Lending |
|
10 |
Private: PT Bisma |
Financial Placement |
|
11 |
NGO: BMT Centre |
Training and Membership |
|
12 |
Department of Social Affairs |
Grants for Poor People |
|