|
Appendix
1:
TRAINING
AGENDA
|
DAY/TIME
|
SESSION
|
CONTENTS
|
FACILITATOR
|
| Sunday, October 20: Arrival of Participants and Officials
|
| DAY 1
|
|
08:30-09:00
|
Registration
|
MEA
|
|
09:00-09:15
|
Overview of
the Training Sessions and Welcome Remarks
|
NAM CSSTC
|
|
09:15:10:00
|
Participants/Trainers
Introductions and Expectations
Group Photo
|
Participants/Trainers
|
|
10:00-10:15
|
TEA
BREAK
|
|
10:15-12:00
|
Philosophy of micro credit
|
§
Micro credit Objective
§
Principles of Micro credit
§
Micro credit Development
§
Market for Micro credit
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
|
|
12:00-13:00
|
LUNCH
BREAK
|
|
13:00-15:00
|
Philosophy of micro credit
|
§
Micro credit Technology
(Individual and Group Lending Approach)
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
|
|
15:30-15:15
|
TEA
BREAK
|
|
15:15-17:00
|
Loan Procedures
|
§
Loan Procedures
§
Loan Disbursement and Document
Filing
|
Sharda Naidoo
(South Africa)
|
| DAY 2
|
|
08:30-09:00
|
Recap of Day 1
|
|
|
|
09:00-10:30
|
An Overview of Accounting and
Financial Statements |
§
Chart of Accounts
§
Income Statement
§
Balance Sheet
§
Cash Flow Statement
|
Pearson Kalungulungu
(SAMCAF, Zimbabwe)
|
|
10:30-1045
|
TEA
BREAK
|
|
10:45-12:30
|
Financial Indicators for
Monitoring Performance (Case Study)
|
|
Pearson Kalungulungu
(SAMCAF, Zimbabwe)
|
|
12:30-13:30
|
LUNCH
BREAK
|
|
13:30-15:30
|
Financial Indicators for
Monitoring Performance (Case Study)
|
§
Profitability indicators &
Strategy to improve efficiency
|
Pearson Kalungulungu
(SAMCAF, Zimbabwe)
|
|
15:30-15:45
|
TEA
BREAK
|
|
15:45-17:00
|
Financial Indicators for
Monitoring Performance (Case Study)
|
§
Efficiency Indicators and
Strategies to improve efficiency
|
Pearson Kalungulungu
(SAMCAF, Zimbabwe)
|
| DAY 3
|
|
08:30-09:00
|
Recap of Day 2
|
|
|
|
09:00-10:30
|
Risk in Microfinance
|
§
Risk management framework
§
Type of risks
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
|
|
10:30-10:45
|
TEA
BREAK
|
|
10:45-12:30
|
Credit Risk
|
§
Definitions
§
Cause of delinquency
§
Costs of delinquency
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
|
|
12:30-13:30
|
LUNCH
BREAK
|
|
13:30-15:30
|
Credit Risk
|
§
Credit Risk Control and
Management
§
Monitoring/Portfolio Quality
Indicators
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
|
|
15:30-15:45
|
TEA
BREAK
|
|
15:45-17:00
|
Credit Risk
|
§
Managing a delinquency crisis
§
Credit Risk Management
Institutional Plan
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
|
|
DAY 4
|
|
08:30-09:00
|
Recap of Day 3
|
|
|
|
09:00-10:30
|
Interest Rate Setting
|
§
Concepts and Definitions
§
Role of interest rates for
Sustainable Microfinance
|
§
Sharda Naidoo
(South Africa)
|
|
10:30-10:45
|
TEA
BREAK
|
|
10:45-12:30
|
Interest Rate Setting
|
§
Calculating Effective Interest
Rates
§
Establishing Interest Rates
for Sustainability
§
Interest Rate Impact on
Borrowers and Lenders
|
§
Sharda Naidoo
(South Africa))
|
|
12:30-13:30
|
LUNCH
BREAK
|
|
13:30-17:00
|
Field Visit
|
§
Visit a local MFI and analyze
operations and financial indicators
|
MEA
|
|
|
|
§
Prepare report for sharing
with other participants
|
|
| DAY 5
|
|
08:30-09:30
|
Recap of Day 4/Reports from
Field Visit
|
§
Share information and
recommendations on findings from field visit.
|
Pearson Kalungulungu
|
|
09:30-10:30
|
Management Information Systems
for MFIs
|
§
MIS components
§
Types of reports, use of
information by various levels
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
|
|
10:30-10:45
|
TEA
BREAK
|
|
10:45-12:30
|
Management Information Systems
for MFIs
|
§
Planning for a Management
Information System
§
Overview of software packages
for MFIs
|
§
MohamadNazirwan
(BRI, Indonesia)
§
Ninis Kesuma
(BRI, Indonesia)
|
|
12:30-13:30
|
LUNCH
BREAK
|
|
13:30-14:30
|
Course Overview
Follow up activities (Action
Plan)
|
Pearson Kalungulungu
(SAMCAF, Zimbabwe)
Participants
|
|
14:30-15:00
|
Course Evaluation/Wrap up
|
Pearson Kalungulungu
(SAMCAF, Zimbabwe)
|
|
15:00-15:30
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Closing
|
NAM CSSTC
|
|
18:30-20:30
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Dinner Reception at the Blue
Crane Rest., Pretoria
(host: H.E. Indonesian
Ambassador) + Award of Certificate
|
Organized by the Indonesian
Embassy
|
|
Saturday, October 26: Departure of Participants
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